RM6301: Open Banking (Data, Digital Payments & Confirmation of Payee Services) DPS

Instead of relying on card payments, open banking services provide citizens and businesses with an alternative method of paying and/or receiving money from the public sector.

You will be able to access a range of open banking services including:

Payment Initiation Service Providers (PISPs): PISPs let you pay companies directly from your bank account rather than using your debit or credit card through a third party, such as Visa or Mastercard
Account Information Service Providers (AISPs): being an authorised AISP means that a company can access an individual’s bank account data from their financial institution with their explicit consent

To help you find the services and suppliers to meet your needs you will be able to use the following filters:

service type
total contract value
hosting and delivery capabilities

This Dynamic Purchasing System (DPS) will run for 8 years.

open banking will reduce customer transaction costs where card payments are the existing and only method of payment
payments can be made directly from bank account to bank account without the need to repeatedly input details
existing customers of the Payment Acceptance framework can transition to Open Banking
includes real time bank account data to confirm payee account details reducing the risk of error payments and minimising losses due to fraud

Please read the 'How to buy' tab below for detailed instructions on how to find out which suppliers are on this framework.

you can access the Open Banking DPS through the Dynamic Purchasing Marketplace
1. you will need to select the ‘financial services’ section, and scroll to ‘Open Banking’
select the ‘access as a buyer’ link
1. you will then be asked to either sign into your Dynamic Purchasing Marketplace account or register for one
accept the terms and conditions of the DPS as a buyer
you can then view and manage your ‘DPS category exports’ page where you will have 2 options;
1. view appointed suppliers
2. click on the link to create a new category export (this is how you filter the suppliers to find those that can meet your needs)
when creating a new category use the filtering tool to specify your needs and create your supplier shortlist
save your filtered list of capable suppliers by clicking the ‘save category’ option and give the shortlist a unique name specific to your competition
from the ‘manage your category exports’ page you can then export the list of suppliers and contact details (the export is to an Excel spreadsheet)
close the DPS
use your supplier shortlist to run a further competition
invite the suppliers in your shortlist to bid against your detailed statement of requirements, evaluation criteria and contract format (your supplier list is valid for 2 working days from the date of creation)
if you don’t use your list within 2 working days you will need to create a new supplier list (follow steps 6 to 10)
you can use our eSourcing tool to run a competition or you can use your organisation’s own procurement tool
1. read guidance for our eSourcing tool
your tender process should be proportionate to the value and complexity of your needs
you should allow enough time for suppliers to review, prepare a response and ask clarification questions
evaluate supplier responses
if you’re happy with the evidence, award the contract
where appropriate, put a notification of the award on Contracts Finder

Crown Commercial Service (CCS) became Government Commercial Agency (GCA) on 1 April 2026. Documents published before this date may still refer to CCS. All contract documents remain valid for existing and new contracts, and there are no changes to how you work with us.

Open Banking (Data, Digital Payments & Confirmation of Payee Services) DPS

Description

Benefits

Products and suppliers

How to buy

Documents